Protecting your home from freezing temperatures

HOME PROTECTION GUIDE
WINTER HOME PREPARATION

Protecting Your Home From Freezing Temperatures

Winter weather can be rough on a house. A little preparation can help protect your plumbing, roof and home from problems caused by freezing temperatures.

May 11, 2023

Freezing temperatures can create serious problems for homeowners, especially when water pipes freeze and burst. Taking a few simple precautions before temperatures drop can help reduce the risk of costly damage.

PREPARE BEFORE THE TEMPERATURE DROPS

11 Smart Ways to Protect Your Home

01

Protect Water Lines

To keep outdoor plumbing fixtures from freezing, disconnect and store any garden hoses. Then shut off the water to your outdoor faucets, drain the lines and insulate the hose bibs.

02

Check for Holes and Cracks

Even small holes where cable wires or phone lines enter your home can allow freezing air inside. Seal these openings with foam insulation, and use weather stripping around doors to reduce drafts.

03

Add Insulation

Prevent pipes from freezing by making sure your home has adequate insulation. Pay attention to exterior walls, crawl spaces or basements, attics and, when appropriate, the pipes themselves.

04

Keep Water Flowing

If an indoor faucet is located on an exterior wall that is not adequately insulated, let the faucet drip slowly whenever temperatures fall below freezing. Opening both hot and cold lines slightly can help, and leaving cabinet doors open can allow warm household air to reach the pipes.

05

Ensure Easy Access to Your Water Shutoff

Make sure nothing is blocking access to your main water shutoff valve. Check that the valve works properly and can completely stop the water supply to your home.

Just as importantly, make sure everyone in your household knows where the shutoff valve is located and how to use it during a plumbing emergency.

06

Locate Your Water Meter

Keep a meter key or crescent wrench available so you can shut off the water at the meter if your home's shutoff valve fails. Practice using it so you know what to do during an emergency.

Important: Your city may have rules about shutting off water at the meter yourself. If so, keep your local water department's emergency number available.
07

Close Garage Doors

If your garage is attached to your home, minimize the amount of time the garage door stays open. This helps keep cold air out and can protect your water heater and plumbing located in the garage.

08

Clean Gutters

Full gutters can increase the chance of ice forming on your roof. Clean your gutters before freezing temperatures arrive to help keep water moving properly.

09

Prevent Ice Dams

Proper attic ventilation is important for preventing ice dams. Inspect your attic and make sure insulation is not blocking soffits or attic vents.

10

Keep Your Thermostat Functional

Make sure your thermostat can continue operating during a cold-weather event. Keeping spare batteries on hand can be a simple step that makes a big difference.

11

Prepare Before Going on Vacation

If you're leaving your home during freezing weather, consider shutting off the water and draining your plumbing system when appropriate. This can help reduce the risk of frozen pipes or plumbing failures while you're away.

A LITTLE PREPARATION GOES A LONG WAY

Protect your home before the freeze arrives.

Frozen pipes, water damage and other winter-related problems can become expensive quickly. Taking preventative steps before temperatures drop can help protect your home and the things inside it.

FREQUENTLY ASKED QUESTIONS

Questions homeowners often ask

How cold does it have to be for pipes to freeze?
Pipes can freeze when temperatures fall below freezing for an extended period, especially when pipes are exposed to cold air or are poorly insulated. The risk can be higher for pipes located in exterior walls, garages, crawl spaces and other unheated areas.
Should I let my faucets drip during freezing weather?
A slow drip may help reduce the chance of freezing in vulnerable plumbing. This can be particularly useful for faucets connected to pipes located along poorly insulated exterior walls. If you use this approach, consider allowing both hot and cold water lines to drip slightly.
What should I do with outdoor faucets before a freeze?
Disconnect garden hoses, shut off the water supply to outdoor faucets when possible, drain the lines and insulate exposed hose bibs. These steps can help reduce the chance of water freezing inside outdoor plumbing.
Where should I look for pipes that are most likely to freeze?
Check areas exposed to cold air, including exterior walls, garages, crawl spaces, basements and other areas with limited insulation or heat. Pipes near openings, vents or cracks can also be more vulnerable.
What should I do if a pipe freezes?
If you suspect a frozen pipe, know where your main water shutoff is located and be prepared to turn off the water if necessary. Avoid creating additional damage while trying to thaw a pipe, and consider contacting a qualified plumber if you're unsure how to proceed.
Does homeowners insurance cover frozen pipe damage?
Coverage can depend on the policy, the circumstances surrounding the loss and whether reasonable steps were taken to prevent damage. Some policies may cover certain types of sudden and accidental water damage, while exclusions or conditions may apply. Review your specific policy or contact your insurance agent for guidance.
Should I turn off my home's water when I leave for vacation?
If you're leaving during freezing weather, shutting off the water and draining the plumbing system may help reduce the risk of frozen pipes and plumbing failures. The appropriate steps can vary depending on your home's plumbing system, heating system and local conditions.
HOME INSURANCE REMINDER

Home insurance coverage varies by policy, deductible, exclusions and circumstances. Preventative maintenance is important, but it is also important to understand what your policy actually covers before a loss occurs.

REVIEW YOUR HOME INSURANCE

Protect what you've worked hard to build.

Preparing your home for severe weather is important. So is making sure your insurance coverage fits your home, belongings and situation.

Tran & Lee Insurance Agency
Independent insurance guidance for Houston and communities across Texas.